The Best Credit Cards as of February 2024
Wondering which credit card you should get in 2024? Specifically, this month?? Well you’re in the right place! From juicy signup bonuses to awesome rewards, we’ve selected our top credit cards for 2024. Cheers to helping you find the RIGHT credit card for the new year.
Annual Fee: $250
Intro Offer: 60,000 points for with $6,000 spend in first 6 months of opening
Notable: You may be able to get an offer for 90k points by using your browsers incognito mode.. We were! 4X points on dining and grocery, $120 Uber credit!
Why it made it the cut: Looking for one of the best all around credit cards? This is a TravelFree staple. The 4X on dining and groceries is among the highest. Between the Gold’s $240 in Uber/GrubHub credits, 4X in high spend categories, and massive intro bonus, the annual fee is paid for many times over. This is a strong candidate for being your workhorse card, and the intro offer is one of Amex’s best.
Annual Fee: $695
Sign-up Bonus: 80,000 points with $8,000 spend in first 6 months of opening
Notable: We were able to get an intro offer for 150,000 points using our browsers incognito mode! Over $1500 in annual/monthly statement credit. Up to $800 in cell phone protection - they’ll send you a check in the mail.
Why it made the cut: Hundreds of dollars in statement credits with partners such as Uber, Equinox, CLEAR, including $400 in travel credits. There’s good reason the platinum is consistently at the top of the luxury travel card rankings. If you’re a frequent traveler or are looking for a quick way to earn a massive amount of American Express points, this is the card for you. Cheers to enjoying access to the Centurion Lounge.
Annual Fee: $95/year
Sign-up Bonus: 60,000 points with $4,000 spend in first 3 months of opening
Notable: Chase points are worth 25% more for Sapphire preferred holders when redeemed through Chase’s Ultimate Reward Portal. $50 Annual hotel credit and 3X back on dining
Why it made the cut: This is one of the best cards for those who are new to travel credit cards, points, and miles. The annual fee is very low, the sign up bonus is strong, and travel insurance is among the industries best. While we’d like to see the intro bonus return to its previous highs of 100,000 points, if you’re looking to get your first travel rewards card - this one is tough to beat.
Annual Fee: $395
Annual Fee: $0
Intro Offer: 75,000 miles, spend $4,000 in first 3 months of opening
Notable: 2X miles on all purchases, 10X on hotels/cars booked through CapOne portal. $300 annual travel credit, 10,000 points each account anniversary
Why it made the cut: We love this card. It’s a top tier keeper travel card with all the premium benefits but with a much more manageable fee. One of the best intro bonuses out there and the annual travel credit and anniversary bonus points easily pay for the card. If you’re a frequent traveler this is one of our favorites, especially if you’re looking for a potential alternative to the Amex Platinum.
Intro Offer: $200 cash back after spending $500 in first 3 months of opening, earn
Notable: 1.5% back on ALL purchases, 3% on dining, 5% back on gas and grocery stores in first 12 months
Why it made the cut: This is a fantastic card for everyone - it’s great for those looking to get a bullet proof first card as well as seasoned credit card holders that want a no fee card with great Chase rewards. For a card that costs $0, it’s hard to beat 3% on dining and 1.5% on all other purchases. We love pairing this card with either the Chase Sapphire Preferred or Reserve so you can redeem your rewards for travel and take advantage of the Sapphire Card’s 1.25X and 1.5X multipliers for Chase Ultimate Reward Points.
Annual Fee: $0
Intro Offer: No traditional public welcome offer at this time
Notable: Earn 1X points on your rent with NO transaction fee, 3X on dining, airline transfer partner with American Airlines
Why it made the cut: Exceptional value for those who pay rent - getting 1X back on rent with no transaction fees is hard to beat. Still pretty great value for those who don’t rent. Bilt is the only rewards program offering direct point transfers to American Airlines AAdvantage. The card offers an impressive breadth of benefits for no annual fee and in addition to American Airline has over 13 other transfer partners.
